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Travelling to the beautiful countries that are a part of the Schengen area may be on the bucket list of many. However, to visit these countries, you need more than just a passport and visa and that is Schengen travel insurance.
Travel insurance is a mandatory requirement for Indians who wish to visit any of the 29 Schengen countries, such as Romania, Greece, Austria, Germany, Spain, Switzerland and so on. Before you purchase travel insurance for your Schengen trip, it is essential to find out about its benefits and inclusions so you know what it offers.
Benefits of Schengen Travel Insurance
Having travel insurance for visiting any Schengen country is essential as it covers you against a myriad of unfortunate events on the trip, saving you from financial hardship. Here are some of its benefits.
- Helps to Obtain the Schengen Visa- The primary benefit of a Schengen travel insurance is that it enables you to get the Schengen visa. Whether you are travelling for business, leisure, a family visit or any other reason, Schengen travel insurance is the pre-requisite to getting your Schengen visa.
- Applicable for all Schengen Nations- A single Schengen travel insurance allows you to visit multiple Schengen countries till its validity is in force. Thus, one travel insurance policy suffices for visiting all Schengen countries, saving you from the hassle of purchasing separate plans.
- Assists in Medical Emergencies- If you happen to encounter any medical emergency on your trip, you may have to shell out huge sums on medical treatments. However, Schengen travel insurance assists you by covering the cost of medical emergencies. Thus, you need not pay the hefty medical bills from your pocket.
- Enables Compliance- Purchasing Schengen travel insurance enables you to comply with the Schengen visa requirements. When you opt for travel insurance, it assures the authorities that you are financially equipped for any medical and non-medical emergencies.
- Safeguards Against Baggage Loss/Delay- Losing your baggage in a foreign country may disrupt the trip and also increase your spending. But when you are covered under Schengen travel insurance, you receive the necessary assistance and compensation if your luggage is lost or delayed during transit.
- Trip-Related Expenses- Schengen travel insurance saves you from the unpredictable events that life throws at you. Suppose you have to cancel or curtail your trip due to unavoidable circumstances, or your flight may get delayed or cancelled. In such a case, your Schengen travel insurance covers the non-refundable expenses of your trip, such as hotel and flight-related expenses.
- Covers Personal Liability– If, during your trip, you happen to cause damage or harm to a third party unintentionally, they may demand compensation. Many Schengen travel insurance policies include coverage for damage to third-party property, injury to others, etc., under their umbrella, reducing out-of-pocket expenses for you.
Inclusions of Schengen Travel Insurance
- Covers medical-related expenses, such as hospitalisation, medical evacuation, repatriation, ambulance charges, COVID-19, etc.
- Includes non-medical emergency expenses, such as loss of passport, missed flight, delayed flight, etc.
- It also includes hijack cover, reimbursing you for the trauma caused if your flight gets hijacked.
- It may also cover trip extensions as per the policy’s terms.
- The plan may also include home burglary cover for protecting your home in India while you are away.
- Some plans may also include cover for pre-existing diseases.
- You may also get a return fare for an immediate family member in case of an emergency.
Get Your Travel Safety Harness with TATA AIG Schengen Travel Insurance
Schengen insurance is a mandatory travel insurance that all visitors must possess when visiting any of the 29 Schengen nations. This travel insurance offers numerous benefits to the insured, such as medical emergency coverage, trip-related assistance, home burglary coverage, personal liability protection and so on.
If you also wish to have a hassle-free travel experience to the beautiful Schengen countries, you must opt for comprehensive Schengen travel insurance. But if you are wondering where to find the best Schengen travel insurance, then TATA AIG is the answer.
TATA AIG is a renowned and reliable insurance provider offering some of the most extensive and affordable travel insurance plans for Schengen nations. Their plans strike the right balance between cost and coverage, ensuring you get valuable insurance cover.
From medical emergencies to trip-related events, baggage loss, passport theft, etc., their plans offer wide coverage. Got specific requirements? You can opt for their tailored insurance solutions, which fulfil your trip-related needs adequately. You can customise the Schengen travel insurance as required to ensure all the aspects of your trip are covered.
So wait no more. Make your Schengen trip a worry-free experience with TATA AIG’s Schengen travel insurance.
